The crash ended Georgi's 2024 campaign, what she has called her "best season" so far in her six-year professional career.
She won the national road title for the third time in June, finished fifth at the Olympics road race in Paris and third at monument Paris-Roubaix.
"I tried to re-frame it as like I'd had a really great year. I did the classics and I had Roubaix and Nationals and Olympics and my main goals were done," she said.
"I was trying not to think 'oh, it's annoying that I'm in great shape'. I was thinking, 'OK, we've achieved a lot.'"
Georgi, from Gloucestershire, now lives in Andorra and said her mum came to stay with her for the first few weeks of her recovery, which ended up taking longer than expected.
Her hand was initially in a cast and her neck was in a fixed brace, before she was able to wear a flexible removable one.
"Initially they said one month and then in the end it was three months before I was even allowed on the road," she said.
"That was also quite hard because every few weeks I thought I'll be back on the road next week, next week, next week. And then I had to wait 90 days for the fracture to be completely consolidated."